About Us

Life Settlements

Your Unwanted Life Insurance Policies

Life settlement, simply put, is the process of selling, in the secondary market, a life insurance policy one no longer needs or wants. There is a large secondary Life Settlement market for life insurance policies and the market continues to grow.

Think about this: it’s commonplace to sell houses, cars and stocks.  Why not sell one’s life insurance policy?

Life insurance is an asset just like any other. Think of life insurance in this manner and you’ll realize there is value there – value you can “unlock” under appropriate circumstances.

In the past one would simply let a policy lapse or surrender the policy for whatever surrender values had accumulated. No longer! With the advent of the secondary market in life insurance policies, one may sell their unwanted or unneeded policies to institutional buyers for potentially more than the policy’s surrender value. This will work with most any life policy – term insurance*, universal life or whole life.

Call W.H. Black & Company to obtain a no cost, no obligation life settlement quote for your unwanted or unneeded policies.

California Insurance License #: 0A09141

Arkansas Insurance License #: 256500

Securities offered through Equitable Advisors, LLC (NY,NY 212-314-4600), member FINRA/SIPC (Equitable Financial Advisors in MI & TN). Investment advisory products and services offered through Equitable Advisors, LLC, an SEC registered investment advisor.

Annuity and insurance products offered through Equitable Network, LLC, which conducts business in CA as Equitable Network Insurance Agency of California, LLC, in UT as Equitable Network Insurance Agency of Utah, LLC, and in PR as Equitable Network of Puerto Rico, Inc. Equitable Advisors and its affiliates do not provide tax or legal advice. Please consult your tax and legal advisors regarding your particular circumstances. Individuals may transact business, which includes offering products and services and/or responding to inquiries, only in state(s) in which they are properly registered and/or licensed. The information in this web site is not investment or securities advice and does not constitute an offer.

W.H. Black & Company is not a registered investment advisor and is not owned or operated by Equitable Advisors or Equitable Network.

For more information about Equitable Advisors, LLC you may visit equitable.com/crs to review the firm’s Relationship Summary for Retail Investors and General Conflicts of Interest Disclosure. Equitable Advisors and Equitable Network are brand names for Equitable Advisors, LLC and Equitable Network, LLC, respectively.

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